Refinancing your home loan when starting a family


Santa Rosa Home Loan Refinance Specialists

Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.

Got mortgage insurance? Give us a call--we may be able to help you eliminate your mortgage insurance and lower the rate on your mortgage.


  • Reduce Your Interest Rate
  • Cash Out Equity for Home Improvements
  • Consolidate Debt
  • Lower Monthly Payments
  • Eliminate mortgage insurance

To Refinance You'll Need: