• Welcome To Our Web Site...

  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

    Apply Online Today...

Welcome to America's Home Loans
 

Mortgage broker located in Santa Rosa, Ca serving all of Sonoma county including Petaluma Rohnert Park, CotatiWindsor and Sonoma

As a true mortgage broker in Santa Rosa--not a high overhead "direct lender," we have more products to fit your individual needs than most of the competition and at a better price. Whether it's VA, FHA, USDA or loans for the credit challenged--we are here to help you. Please visit the Department of Housing and Urban Development for the latest updates on mortgage-related issues. Also, no upfront application fees or any other "junk" fees--ever!

Voicemail, email, endless text messages, phone calls not returned... Tired of the new normal? At America's Home Loans, your loan officer will be with you from start to finish. We do not hand off our mortgage packages to an assistant and forget about you. When you call your agent, you will either get them on the phone or get a returned phone call quickly. Our agents are trained to handle the entire process--not just the sale. If you prefer a mortgage broker with a more personal touch with accountability, America's Home Loans cannot be beat...

Bring us an offer for a home loan from any other lender, and let us evaluate it for accuracy and then try make you a better offer. We are a mortgage broker in Santa Rosa, Ca that cannot be beat...

Download our free home loan payment calculator app to your smart phone--Click the image below:


Credit Issues? Give us a call for a comprehensive credit analysis at no charge. We'll get you on the right path to improve your creditworthiness to help you qualify for a mortgage. What's important is not what you've done, it's what you do next.

First-Time Home Buyer? Call us for an appointment anytime--including weekends. Free credit report and thorough consultation available to get you started out the right way for your new home loan.

 


Calculate Monthly Payment

term rate apr payment
30 Yr Fxd 4.125% 4.378%
15 Yr Fxd 3.25% 3.707%
5 Yr ARM 2.99% 3.068%
Loan Amount calculate

Latest News

Fed nods to firmer prices yet still focused on labor weakness

U.S. Federal Reserve Chair Yellen testifies before the Senate Banking Committee on Capitol Hill in WashingtonBy Michael Flaherty and Jason Lange WASHINGTON (Reuters) - The Federal Reserve on Wednesday reaffirmed it was in no rush to raise interest rates, even as it upgraded its assessment of the U.S. economy and expressed some comfort that inflation was moving up toward its target. After a two-day meeting, Fed policymakers took note of both faster economic growth and a decline in the unemployment rate, but expressed concern about remaining slack in the labor market. "Labor market conditions improved, with the unemployment rate declining further," the Fed said in a statement. "However, a range of labor market indicators suggests that there remains significant underutilization of labor resources." The reference confirmed that the central bank believes there is still a ways to go before benchmark borrowing costs need to move higher despite an improving outlook for jobs and prices.


Testimonials

"Scott Lawson is one of the best in the business. I am a CPA and work with approx. 400 clients and will not hesitate to refer them to Scott. Scott has all the qualities that make it very easy for me to recommend him. Scott is honest, efficient, knowledgeable, diligent, and professional. You would be doing yourself a disservice if you used anybody else."

 

John K.  Fairfax Ca