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  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

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Welcome to America's Home Loans

Mortgage broker located in Santa Rosa, Ca serving all of Sonoma county including Petaluma Rohnert Park, CotatiWindsor and Sonoma

Why choose a mortgage broker in Santa Rosa instead of a traditional bank or a direct lender?

  • Mortgage brokers have far less overhead and pass the savings on to you in the form of lower rates. In the industry, we are referred to as the Wholesale channel.
  • More products to fit your needs. Why work with just one institution with their set of requirements when we can find the best “fit” for you? We work with dozens of mortgage lenders and can run your loan scenario through our software to determine exactly which lender is offering the best deal given your unique circumstances.
  • In house, efficient processing of your loan. We don’t send our work out to a processing center in the middle of nowhere. It’s done right here, and you will receive constant updates via our smart phone app as your home loan progresses.
  • Online loan application-just complete our application process. We’ll put your disclosure package together and email it you for electronic signatures. This is the most efficient process in the business.
  • Credit counseling—we will take a look at your credit and make recommendations that may quickly improve your credit score. This is a critical first step before purchasing a home.
  • Buyer’s certificate—get a fully underwritten approval before you start making offers on a new home. A pre-approval that most lenders offer carry little weight nowadays. A Certificate of Approval from America’s Home Loans will reassure the seller that you are, indeed, credit worthy.

Members of the National Association of mortgage professionals.

Download our free home loan payment calculator app to your smart phone--Click the image below:


Do you have credit issues? Give us a call for a comprehensive credit analysis at no charge. We'll get you on the right path to improve your creditworthiness to help you qualify for a mortgage. What's important is not what you've done--it's what you do next.


Are you a first-time home buyer? Call us for an appointment anytime--including weekends. Free credit report and thorough consultation available to get you started out the right way for your new home loan.







Calculate Monthly Payment

term rate apr payment
30 Yr Fxd 3.875% 4.124%
15 Yr Fxd 3.125% 3.505%
5 Yr ARM 2.99% 3.141%
Loan Amount calculate

Latest News

Toyota recalls more cars for dangerous Takata air bags

A security guard walks under the logo of Toyota Motor Corp in TokyoBy Chang-Ran Kim and Mari Saito TOKYO (Reuters) - Toyota Motor Corp said on Thursday it would recall 57,000 vehicles globally to replace potentially deadly air bags made by Takata Corp, as a safety crisis around the Japanese auto parts maker looks far from being contained. Toyota's action follows a recall by rival Honda Motor Co for the same problem two weeks ago after revelations of a fifth death, in Malaysia, linked to Takata's air bag inflator. ...


"Scott Lawson is one of the best in the business. I am a CPA and work with approx. 400 clients and will not hesitate to refer them to Scott. Scott has all the qualities that make it very easy for me to recommend him. Scott is honest, efficient, knowledgeable, diligent, and professional. You would be doing yourself a disservice if you used anybody else."


John K.  Fairfax Ca