Santa Rosa Mortgage Blog

The Santa Rosa mortgage blog from America's Home Loans, with articles written by Scott Lawson on buying, financing, and the Sonoma County market.

  • ●Written by a licensed Santa Rosa broker
  • ●Buying, refinancing, and market updates
  • ●Plain-English explanations
Call for a free consultation: (707) 579-5411

Featured articles

Mortgage News

Updates on rates and market conditions, and what they mean for your plans.

Read the latest →

New Appraisal Rules

What recent appraisal changes mean for buyers and homeowners.

See what changed →

Renting vs. Owning

Why owning a home builds more for your future than renting.

Why owning wins →

Credit Score and Your Mortgage

Why your credit score matters and how it can be improved.

Why your score matters →

Choosing a Real Estate Agent

How to select quality representation for your home purchase.

Pick the right agent →

Paying Your Real Estate Agent

The reality of the new commission rules and what they mean for buyers.

Know the new rules →

How Do You Know When to Refinance?

The signs that a refinance could save you money, and when it makes more sense to wait.

Spot the right time →

Closing Costs

What goes into closing costs, who typically pays them, and how to plan for them before you reach the end of escrow.

Plan for closing day →

Blog Archive

Browse every past article from America's Home Loans, covering buying, refinancing, credit, and the market.

Browse the archive →

Have a question about your own situation?

Articles cover the basics. A short call gets you answers specific to your loan.

Call for a free consultation: (707) 579-5411

America's Home Loans | 131A Stony Circle Suite 500, Santa Rosa, CA 95401 | NMLS 312312 | CA DRE 01895185