America's Home Loans

Mortgage experts for purchase and refinance real estate transactions located in Santa Rosa Ca 

Tired of voicemail, unreturned phone calls and automated answering systems when you call a financial institution or mortgage lender? We don't operate that way. When you call for information about a home loan, we either answer or call you back right away. This is unique and quite rare in our industry and is one of many attributes that sets us apart. Please call us and see for yourself (707) 763-7900. Also, no sales pressure--ever. Please consider us the mortgage "help desk." We are simply here to answer your questions. 

• Extremely competitive, often below-market mortgage rates. We beat the national banks and the local direct lenders. Check around, then give us a call.
• We have more products than most of our competitors to ensure you are getting the right loan for your situation at the best possible rate — FHA, VA, Conventional, USDA or Jumbo
• Credit counseling when necessary. We’ll review your credit and can make some recommendations to “touch up” your score to make certain you get the best rate available for your mortgage needs
• We offer one of the most advanced home-loan processes in the business. Our mortgage applications can be taken online and signed electronically. We then offer you an app for your smartphone so that you may receive text notifications as each step of the process is completed. You will always be “in the loop.”
• Book an appointment today--click here.

Announcement -- A/O 11/17/2022, mortgage interest rates have come down dramatically! Please call my cell for a personalized rate quote: (707) 364-9504.

America's Home Loans — your best choice in Santa Rosa, Windsor, Rohnert Park, Cotati and Petaluma for a quality Mortgage Broker.

Members of the National Association of Mortgage Professionals and the California Association of Mortgage Professionals

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What our customers say

Rating

5.0

 

Mimi Chu

1 month ago

If you are looking for a mortgage broker, look no further. Jason Morales is by far, the best mortgage broker that we have worked with! He was able to get the loan from beginning to close of escrow within a week!! He was amazing!! He went above and beyond to get the loan closed in a very short timeframe. Jason was also able to get a lower interest rate than any other mortgage broker when interest rates were up as high as 6%. We have worked with many mortgage brokers and Jason has been outstanding in every aspect of the loan process. BRAVO and KUDOS to Jason for his dedication and commitment to get the best loans for his clients.

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Mercedes Chu

1 month ago

If you are looking for a Mortgage Broker, do not hesitate to work with Jason!! We were in a serious time crunch and he was an absolute rockstar in getting it all done in less than a week. As a first-time home buyer, he took the time to answer any of my many questions, made sure I understood every step of the process, and was always reachable and available whenever I needed him. We were just about ready to submit and were only waiting on some necessary forms from the Home Owner's Association, which was taking some time to get back to us. Jason was proactive and took the initiative to get in touch with the HOA president via LinkedIn and continued to call and email them until he received the completed forms we needed. He put in 10-12 hour days to ensure that we met our closing date deadline and showed up to an early morning signing at the title company with coffees in hand to support and answer any lingering questions; which shows the dedication that he has to his clients. I recommend Jason and America's Home Loans to anyone and will no doubt be working with him again in the future!!

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Barbara Cosci

1 year ago

Scott has done all the loans on my properties. He is very trustworthy and responsive. He is very thorough and always goes above and beyond my expectations. He is wonderful to work with and highly recommended. Excellent, excellent service.

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